Credit Analyst - Commercial Lending
Company Name:
Gerald Smith Associates Recruitment
Position Title : Credit Analyst - Commercial Lending $TOP PAY ( Hiring Now )
ATTENTION : $TOP PAY ( Interviewing Now )
Relocation : Yes
Location : Fargo North Dakota
Salary : Competitive (DOE)
The Commercial Lending Credit Analyst occupying this position will be expected to
function as a lending resource primarily to commercial and agriculture lenders and
secondarily to real estate lenders, personal banking officers, and branch managers.
This individual must possess the technical skills needed to underwrite, document and
administer a commercial loan portfolio.
Primary Duties:
In conjunction with the Business/Agriculture Bankers, interview prospective small,
midlevel, and large business loan customers in an effort to make a preliminary
determination as to the nature and feasibility of the credit request.
Analyze and spread financial statements for existing and potential new clients. Provide
preliminary recommendation as to the feasibility of the credit request.
Prepare loan committee presentations and annual credit reviews along with supporting
documentation for new and existing customers. Include in this review, assignment of
appropriate risk ratings as well as compliance with loan covenants and loan policy.
Establish and negotiate, where necessary, terms under which the credit could be
structured, including the costs, repayment methods, and collateral requirements.
Monitor the credit facility once it is booked, including an assessment of interim
financial information, borrowing base reports, and other supporting documentation.
Assist lenders and commercial loan assistants in ensuring loan documentation is
completed accurately and to correct any deficiencies or errors.
Participate in loan committees on an as needed basis.
Complete/Review real estate evaluations supported by market data on real estate
transactions that require an evaluation.
Mentor Bank officers in the credit administration process .
Know by name and face as many Bank customers as possible, calling them by name
as often as possible.
Job Skills Required:
Three to five years of credit, lending, or examining experience.
Four-year degree in accounting, finance, or related field.
Working knowledge of loan documentation.
Above-average written and communication skills.
Proficiency with computer technology.
Ability to deal with multiple tasks and deadlines.
Effective time management and organizational skills.
Bottom line :
1. 3
years of commercial credit analysis, underwriting or lending.
2. Bachelor's Degree in accounting, finance, or related field.
3. Salary expectations.
For consideration you must act now, send resume to
Sincerely,
Gerald Smith
Executive Recruitment
Estimated Salary: $20 to $28 per hour based on qualifications.
Gerald Smith Associates Recruitment
Position Title : Credit Analyst - Commercial Lending $TOP PAY ( Hiring Now )
ATTENTION : $TOP PAY ( Interviewing Now )
Relocation : Yes
Location : Fargo North Dakota
Salary : Competitive (DOE)
The Commercial Lending Credit Analyst occupying this position will be expected to
function as a lending resource primarily to commercial and agriculture lenders and
secondarily to real estate lenders, personal banking officers, and branch managers.
This individual must possess the technical skills needed to underwrite, document and
administer a commercial loan portfolio.
Primary Duties:
In conjunction with the Business/Agriculture Bankers, interview prospective small,
midlevel, and large business loan customers in an effort to make a preliminary
determination as to the nature and feasibility of the credit request.
Analyze and spread financial statements for existing and potential new clients. Provide
preliminary recommendation as to the feasibility of the credit request.
Prepare loan committee presentations and annual credit reviews along with supporting
documentation for new and existing customers. Include in this review, assignment of
appropriate risk ratings as well as compliance with loan covenants and loan policy.
Establish and negotiate, where necessary, terms under which the credit could be
structured, including the costs, repayment methods, and collateral requirements.
Monitor the credit facility once it is booked, including an assessment of interim
financial information, borrowing base reports, and other supporting documentation.
Assist lenders and commercial loan assistants in ensuring loan documentation is
completed accurately and to correct any deficiencies or errors.
Participate in loan committees on an as needed basis.
Complete/Review real estate evaluations supported by market data on real estate
transactions that require an evaluation.
Mentor Bank officers in the credit administration process .
Know by name and face as many Bank customers as possible, calling them by name
as often as possible.
Job Skills Required:
Three to five years of credit, lending, or examining experience.
Four-year degree in accounting, finance, or related field.
Working knowledge of loan documentation.
Above-average written and communication skills.
Proficiency with computer technology.
Ability to deal with multiple tasks and deadlines.
Effective time management and organizational skills.
Bottom line :
1. 3
years of commercial credit analysis, underwriting or lending.
2. Bachelor's Degree in accounting, finance, or related field.
3. Salary expectations.
For consideration you must act now, send resume to
Sincerely,
Gerald Smith
Executive Recruitment
Estimated Salary: $20 to $28 per hour based on qualifications.
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